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It seems the trend for well dressed and stylish mums could be drawing to a close with the news that many mothers' wardrobes are seriously depleted as they spend all their funds decking out their tots in expensive clobber.

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Research from financial services company Mint has this week revealed that a whopping two thirds (68 per cent) of mums with children under three spend more money on their kids' clothing than they do on their own.

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This research shows that the amounts which mums are currently spending to make sure their beloved child is the coolest cat at the nursery are by no means negligible with an average of £406 being spent on the miniature wardrobe each year. Over half of mothers (55 per cent) admitted to having a penchant for decking their beloved in the latest miniature trainers while over a third (35 per cent) go for the D&G or CK designer products.

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The research figures also revealed that more than half of mothers (52 per cent) have had to drop their designer dress purchases while 43 per cent are leaving make-up purchases by the wayside and nine per cent are ditching buying footwear.

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Jerry Toher, Mint managing director, said: "The financial pressures on modern mums are greater now than ever before without having to worry about budgeting for a baby's wardrobe."

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The research figures also revealed that more than half of mothers (52 per cent) have had to drop their designer dress purchases while 43 per cent are leaving make-up purchases by the wayside and nine per cent are ditching buying footwear.

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However, all is not lost for fashion-conscious mums as there are a number of lending solutions which allow people to quickly bridge the financial gap, covering unexpected temporary shortfalls and ensure both mother and child have a top-notch wardrobe. For some mothers, a "payday loan" can provide a useful short-term solution and possibly a means for mother and child to both look fashionable. While traditional loans may be the most suitable means of borrowing funds over a prolonged period of time, making repayments over several months or years, family finances can often require a quick fix solution to cover immediate expenses such as new clothes, electrical repairs, or unexpected general household bills, rather than getting tied in to ongoing endless lending agreements.

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The growth in recent years of specialist short term loan companies such as My Payday Loan, has shown that here is a very definite need for these types of payday loan solutions to help alleviate family financial pressures for brief periods, until the next payday, and that most consumers are able to borrow responsibly.

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Alison Nicholson, company director, said: "Debt only becomes a problem for people when they can't manage their repayments and the vast majority can, indeed three times as many people expect to reduce their debt burden over the next year than expect it to increase, which is good news."

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New figures from MyCallCredit released this week reveal that many UK consumers state they are happy with their levels of borrowing. The study showed that nine out of ten people in the UK expressed that they were comfortable with their debts and that they were remaining optimistic about their financial situation.

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Disclaimer:

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All information contained in this article, is for general information purposes in the UK only and should not be construed as advice under the Financial Services Act 1986.

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You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

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